Note: Some plans may not be available in every state.

Short Term Medical Plans are ideal for those who are between jobs, waiting for coverage after starting a new job, part-time or temporary employees, college students or those who are unable to qualify for or afford individual health coverage or COBRA.

Flexibility and choice. Our short-term medical (STM) plans give individuals and families peace of mind knowing they will have the coverage they need in case of any catastrophic events; while maintaining flexible coverage options and deductible choices. Plus, our online issuance means coverage could start as soon as the next day!

The IHC Group
  • Coverage options from 30 days up to 6 months (up to 364 days in some states)
  • Up to $2 Million maximum per coverage period
  • Choice of deductibles - $1,000, $2,500, or $5,000
  • $50 office visit copay
  • Choice of coinsurance – 80%, 70% or 50%
  • Eligibility age 2 up to age 64
  • Interscholastic / intercollegiate sports injuries are excluded
  • Unlimited reapplies in most states
  • Pay monthly or single payment discount
  • Insured by Standard Security Life Insurance Company of New York

United Health One
  • Coverage options from 1 to 6 or 11 months(most states) with unlimited rewrites
  • $1.5 Million lifetime maximum per covered person
  • Choice of Deductibles: $1,000, $1,500, $2,500, $5,000 or $10,000
  • Choice of plans to fit your needs
  • Rx coverage included on most plans
  • United Healthcare nationwide network provides savings
  • Includes coverage for interscholastic/ intercollegiate sports injuries
  • Supplemental Accident Benefit Option available on most plans
  • Eligibility age 19 and older (children may be included as dependents)
  • Insured by Golden Rule Insurance Company, a United Healthcare Company

With Allied Temporary Health, you enjoy all the features of a long-term plan, including:

  • Coverage options from 30 days up to 6 months (up to 364 days in most states)
  • Choice of 7 deductibles  - $500, $1,000, $1,500, $2,500, $5,000, $7,500 or $10,000
  • $250,000 Maximum per Insured
  • Choice of coinsurance – 80% or 100%
  • $500 Supplemental Accident Benefit Option
  • My Health Assistant – 24-Hour access to nurses and physicians
  • A 10 day free look, money back guarantee
  • FREE Discount Card for Vision, Rx Drugs, Dental and Hearing
  • Eligibility up to age 64
  • Includes coverage up to $10,000 for interscholastic / intercollegiate sports injuries.
  • Coverage may be purchased up to 3 consecutive coverage periods - 24 month maximum.
  • Insured by American Alternative Insurance Corporation


Limited Medical Benefits that are affordable and guaranteed issue:

  • No medical exams or health questions
  • Choice of three plan options
  • Coverage for everyday health care and hospitalization
  • Plan pays stated benefit amounts, such as $75 for doctor office visit
  • Access to provider network discounts
  • Insured by Companion Life Insurance Company

May be the right choice for people who:

  • Have been denied coverage due to health or occupation
  • Need a plan with lower monthly premiums that offers day-to-day health care benefits and access to provider discounts
  • Would like a plan with first dollar benefits to supplement a major medical plan with a higher deductible or coinsurance out-of-pocket

Available in Michigan, North Carolina and South Carolina.

  • Available nationwide at over 42,000 pharmacies
  • Prescription Drugs: $10 generic drugs, $20 brand name and select generic drugs, $50 brand name and select generic drugs, and brand named drugs at a special negotiated discount
  • Automatic Acceptance - no underwriting or health questions
  • No time limits for pre-existing conditions
  • No monthly or annual maximums
  • Accept payment by: check, money order, Debit Card, MasterCard, Visa, Discover or automatic monthly bank draft

Dental for Individuals and Families 



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