Note: Some plans may not be available in every state.
Short Term Medical Plans are ideal for those who are between jobs, waiting for coverage after starting a new job, part-time or temporary employees, college students or those who are unable to qualify for or afford individual health coverage or COBRA.
Flexibility and choice. Our short-term medical (STM) plans give individuals and families peace of mind knowing they will have the coverage they need in case of any catastrophic events; while maintaining flexible coverage options and deductible choices. Plus, our online issuance means coverage could start as soon as the next day!
| SECURE STM |
- Coverage options from 30 days up to 6 months (up to 364 days in some states)
- $2 Million maximum per coverage period
- Choice of deductibles - $1,000, $2,500, or $5,000
- $50 office visit copay
- Choice of coinsurance – 80%, 70% or 50%
- Choose any doctor or hospital
- Eligibility age 2 up to age 64
- Unlimited reapplies in most states
- Pay monthly or single payment discount
- FREE Discount RX Drug Card
- TelaDoc – 24-Hour physician access
- Insured by Standard Security Life Insurance Company of New York
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| SECURE Lite STM |
Similar to the Secure STM but with some benefit limits for affordability:
- $750,000 maximum per coverage period
- Coverage options from 30 days up to 6 months (up to 364 days in some states)
- $50 office visit copay
- Choose any doctor or hospital
- Eligibility age 2 up to age 64
- Choice of deductibles - $500, $1,000, $2,500, or $5,000
- Choice of coinsurance – 80% or 50%
- FREE Discount RX Drug Card
- TelaDoc – 24-Hour physician access
- Unlimited reapplies in most states
- Pay monthly or single payment discount
- Insured by Standard Security Life Insurance Company of New York
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| SECURE Saver STM |
- Convenient Daily Deductible - $750 or $1,000
- 100% co-insurance after deductible
- Choose any doctor or hospital
- $2 Million maximum per coverage period
- Coverage options from 30 days up to 6 months (up to 364 days in some states)
- Eligibility age 2 up to age 64
- Unlimited reapplies in most states
- Pay monthly or single payment discount
- FREE Discount RX Drug Card
- TelaDoc – 24-Hour physician access
- Insured by Standard Security Life Insurance Company of New York
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| United Health One |
- Coverage options from 1 to 6 or 11 months(most states) with unlimited rewrites
- $1 Million lifetime maximum per covered person
- Choice of Deductibles: $1,000, $1,500, $2,500, $5,000 or $10,000
- Choice of three different plans to fit your needs
- Rx coverage included on most plans
- United Healthcare nationwide network provides savings
- Includes coverage for interscholastic/ intercollegiate sports injuries
- Supplemental Accident Benefit Option available on some plans
- Eligibility age 19 and older (children may be included as dependents)
- Insured by Golden Rule Insurance Company, a United Healthcare Company
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| ALLIED TEMPORARY HEALTH |
With Allied Temporary Health, you enjoy all the features of a long-term plan, including:
- Coverage options from 30 days up to 6 months
- Choice of 7 deductibles - $500, $1,000, $1,500, $2,500, $5,000, $7,500 or $10,000
- $1 Million Lifetime Maximum
- Choice of coinsurance – 80% or 100%
- $500 Supplemental Accident Benefit Option
- My Health Assistant – 24-Hour access to nurses and physicians
- A 10 day free look, money back guarantee
- FREE Discount Card for Vision, Rx Drugs, Dental and Hearing
- Eligibility up to age 64
- Includes coverage up to $10,000 for interscholastic / intercollegiate sports injuries
- Coverage may be purchased up to 3 consecutive coverage periods
- Insured by American Alternative Insurance Corporation
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| DEFINED SOLUTIONS |
Limited Medical Benefits that are affordable and guaranteed issue:
- No medical exams or health questions
- Choice of three plan options
- Coverage for everyday health care and hospitalization
- Plan pays stated benefit amounts, such as $75 for doctor office visit
- Access to provider network discounts
- Insured by Companion Life Insurance Company
May be the right choice for people who:
- Have been denied coverage due to health or occupation
- Need a plan with lower monthly premiums that offers day-to-day health care benefits and access to provider discounts
- Would like a plan with first dollar benefits to supplement a major medical plan with a higher deductible or coinsurance out-of-pocket
Available in Michigan, North Carolina and South Carolina.
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| THE COMPETITOR RX-PAY CARD |
- Available nationwide at over 42,000 pharmacies
- Prescription Drugs: $10 generic drugs, $20 brand name and select generic drugs, $50 brand name and select generic drugs, and brand named drugs at a special negotiated discount
- Automatic Acceptance - no underwriting or health questions
- No time limits for pre-existing conditions
- No monthly or annual maximums
- Accept payment by: check, money order, Debit Card, MasterCard, Visa, Discover or automatic monthly bank draft
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| SECURE DENTALONE |
- Choice of $750 or $1,250 maximum per person
- Freedom to choose any dentist
- No waiting period for preventative care
- Eligible for ages 18 through 64
- Benefits for preventative, diagnostic, basic, and major services
- Accept payment by: MasterCard, Visa, Discover, Debit Card or automatic monthly bank draft
- Insured by Standard Security Life Insurance Company of New York
Perfect for……
Business owners and employers
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