This coverage may only be purchased if you are a member of one of the intercollegiate athletic teams 
at Lewis University.
            
            
            
            
                *One premium covers applicant for the entire school year regardless of the number of sports he/she participates 
in with the exception of football.
            
            
                INSURED'S EFFECTIVE DATE: Coverage will begin at 12:01 am on the later of the following dates:
                
                    - The effective date shown in the Master Policy; or
- when the required premium is paid.
 
            
                INSURED'S TERMINATION DATE:  Coverage for an insured person will end at 11:59 pm on the date the policy terminates.
            
            
                1ST AGENCY RETURN POLICY: ALL SALES ARE FINAL.